7 Best Commercial Collection Agency in San Jose, CA

Running a business in San Jose means staying sharp but when customers delay payment, things can slip. Money gets tied up, and soon you’re spending more time chasing invoices than growing your business. That’s where commercial collection agencies can help. They take over the hard part: reaching out, following up, and recovering what’s owed to you. Each agency works differently, so it’s smart to compare how they charge, how they communicate, and what types of accounts they handle best. To save you time, we’ve picked 7 commercial collection agencies that stand out in San Jose for their service and results. Are you searching for a commercial collection agency in San Jose? Finding the right agency can help businesses recover unpaid debts. Many agencies in San Jose specialize in collecting overdue payments from clients. They offer different services for various industries. Check below for the commercial collection agencies in San Jose.

By Renolon | Last Updated: September 27, 2024

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List of Collection Agencies in San Jose, CA

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Wealth Recovery Solutions

4.69/5 (12)

BusinessDasher Rating: Pending

⚐ 255 N Market St #120, San Jose, CA 95110 | 📅 Years in Business: 09

Wealth Recovery Solutions is a trusted debt collection agency in San Jose, specializing in judgment enforcement. Many court-ordered judgments go unpaid, but this firm helps clients recover what they are owed. They handle civil, labor board, small claims, and probate judgments using proven methods like skip tracing, asset investigation, and wage garnishments. Led by Diana Guadalupe, a respected industry expert, they provide transparent and personalized service. Contact them for a free consultation.

Review Sources:

Google: 4.70 / 5 (3)
Facebook: 5.00 / 5 (2)
Yelp: 4.6 / 5 (7)

🌐Website: https://www.wealthrecoverysolutions.net/ | ☏ +1 408-275-1099

List of Collection Agency in San Jose

ASAP Collection Services, LLC

1.99/5 (12)

BusinessDasher Rating: Pending

⚐ 6980 Santa Teresa Blvd #150, San Jose, CA 95119 | 📅 Years in Business: 27

A.S.A.P. Collection Services has been a trusted name in assessment collections in San Jose since 1997. They help homeowner associations (HOAs) and property owner associations (POAs) recover delinquent assessments quickly and professionally. Their team has decades of experience, ensuring a smooth and effective collection process. With a focus on respect and transparency, they work closely with associations and owners to find the best solutions.

Review Sources:

Google: 2.50 / 5 (8)
Yelp: 1.00 / 5 (6)

🌐Website: https://www.asapcollect.com/ | ☏ +1 408-363-9600

FINEX Group LLC

1.13/5 (34)

BusinessDasher Rating: Pending

⚐ 22 Great Oaks Blvd #230, San Jose, CA 95119 | 📅 Years in Business: 17

FINEX Group LLC is a reliable debt collection agency serving San Jose. With over 30 years of experience, they focus on compliance, customer service, and delivering high returns. Their risk-free contingency model means clients pay only when a debt is collected. They offer same-day account management and thorough auditing to minimize legal risks. Whether for businesses or individuals, FINEX provides professional and efficient collection solutions.

Review Sources:

Google: 1.40 / 5 (11)
Yelp: 1.00 / 5 (23)

🌐Website: https://www.finexgroupllc.com/ | ☏ +1 877-443-4686

Mezzetti Financial Services Inc

1.00/5 (2)

BusinessDasher Rating: Pending

⚐ 1114 N First St, San Jose, CA 95112 | 📅 Years in Business: 26

Mezzetti Financial Services Inc. has been providing debt collection services in San Jose since 1999. They assist businesses and consumers with outstanding accounts, judgment enforcement, and debt litigation. Their team uses phone calls, letters, and emails to recover debts while ensuring compliance with federal regulations. They also offer reporting and business analytics to improve collection strategies. Contact them today for professional and effective debt recovery solutions.

Review Sources:

Google: 1.00 / 5 (1)
Yelp: 1.00 / 5 (1)

🌐Website: https://www.sanjosedebtcollection.com/ | ☏ +1 408-280-6643

Consumer Law Center, Inc.

4.15/5 (28)

BusinessDasher Rating: Pending

⚐ 38 West Santa Clara Street San Jose, CA 95113 | 📅 Years in Business: 20

Consumer Law Center, Inc. is a law firm in San Jose that helps people fight unfair debt collection practices. They focus on protecting consumers from abusive debt collectors, defending collection lawsuits, and handling bankruptcy cases. If a debt collector violates your rights, they can help you take legal action. Their team is dedicated to making sure debt collectors follow the law and treat consumers fairly.

Review Sources:

Google: 4.60 / 5 (10)
Yelp: 3.90 / 5 (18)

🌐Website: https://www.sjconsumerlaw.com/ | ☏ +1 408-294-6100

Bay Area Collections

N / A

BusinessDasher Rating: Pending

⚐ 84 W Santa Clara St San Jose, CA 95113 | 📅 Years in Business: 34

Bay Area Collections is a trusted debt collection agency serving businesses in San Jose. They specialize in judgment recovery and debt collection, helping companies recover lost revenue with customized strategies. Their team follows ethical and professional practices to ensure smooth and effective debt recovery. They work with local businesses to improve cash flow and financial stability. Contact them for a free case evaluation.

🌐Website: https://www.bayareacollections.com/ | ☏ +1 408-379-4700

The Kaplan Group

4.58/5 (64)

BusinessDasher Rating: B+

⚐ Served San Jose, CA | 📅 Years in Business: 34

The Kaplan Group is a trusted debt collection agency serving businesses in San Jose. Since 1991, they have specialized in large commercial claims, achieving an 85% success rate on viable debts. Their experienced team customizes collection strategies and offers in-house legal support at no extra cost. Call for a free quote today.

Review Sources:

Google: 4.35 / 5 (29)
Facebook: 1.00 / 5 (1)
BBB: 5.00 / 5 (28)
Yelp: 4.30 / 5 (6)

🌐Website: https://www.kaplancollectionagency.com/california/san-jose-collection-agency/ | ☏ +1 805-541-2639

First Federal Credit Control

3.70/5 (305)

BusinessDasher Rating: B-

⚐ Served San Jose, CA | 📅 Years in Business: 54

First Federal Credit Control (FFCC) helps San Jose businesses recover unpaid debts with no upfront fees. With 50+ years of experience, they use advanced technology and legal expertise to improve cash flow. Their professional, ethical approach makes them a trusted choice for small businesses, medical practices, and service providers in the area.

Review Sources:

Google: 3.80 / 5 (256)
Facebook: 4.32 / 5 (18)
BBB: 1.80 / 5 (5)
Yelp: 2.76 / 5 (26)

🌐Website: https://ffcc.com/ | ☏ +1 (800) 486-5500

Mesa Revenue Partners

3.90/5 (194)

BusinessDasher Rating: B+

⚐ Served San Jose, CA | 📅 Years in Business: 09

Empire Credit and Collection has been helping businesses in San Jose recover unpaid debts since 1979. They offer a wide range of collection services, including small business and commercial collections. Their nationwide network of attorneys and agencies helps maximize recovery rates. With a “No Recovery, No Fee” policy, San Jose businesses can seek debt collection services risk-free.

Review Sources:

Google: 4.30 / 5 (150)
Facebook: 5.00 / 5 (2)
BBB: 2.00 / 5 (4)
Yelp: 2.47 / 5 (38)

🌐Website: https://empirecollectionagency.com/ | ☏ +1 877-659-5986